Travelers Car Insurance Review for 2023
Participants tie for No. 6 on our list of the Best Auto Insurance Companies in 2023, ranking alongside Farmers, Allstate, and AAA. It is one of the least likely to be recommended or renewed among the ten insurance companies in our rating, but it is in the middle of some subcategories.
In our ranking of the Best Car Insurance Companies in 2023, Travelers received a score of four out of five. It comes in at No. 6 with three additional businesses. The annual average premium paid by travelers is almost $200 lower than the national average.
Travelers did poorly in some subcategories, like Claims Handling, and customers were least likely to recommend it among the businesses in our rating.
Customer Service Travelers Travelers and No. 4 with Farmers, Geico, and Nationwide in our analysis’s Customer Service subcategory. Over 45% of Travelers policyholders reported being completely satisfied with their service, while over 73% of No. USAA is the only insurer in this group.
Over 67% of those polled indicated that they would either highly or somewhat likely recommend Travelers to someone looking for auto insurance.
More than 48% of Voyagers clients depicted themselves as totally happy no sweat of reaching client care. As a point of comparison, in response to this question, more than 69% of USAA policyholders who participated in our survey stated that they were completely satisfied.
Travelers claims that Travelers Handling and 7, which includes Allstate and Progressive in this subcategory. More than 62% of Travelers customers agreed that the process of filing a claim was straightforward and that they were completely satisfied with the outcome. However, only 37% of Travelers customers report being completely content with the status updates they received regarding their claim.
The top two are USAA and American Family. 1 and No. 2, and respectively, for how they dealt with claims.
Customer Loyalty at Travelers Travelers is tied for No. 6 in our Customer Loyalty subcategory, alongside Farmers, Nationwide, and Allstate. Of the Explorers clients studied, 55% of the people who have recorded a case said they are probably going to reestablish their strategies. This is an increase from the roughly 45 percent of respondents who have not filed a claim.
No. 1 is USAA, which sells auto insurance policies only to military personnel. 1 in this group. If you don’t qualify for USAA membership but value excellent customer service, you might want to think about the other company tied at No. One: The American Family Over 69% of USAA customers who haven’t filed a claim have indicated that they are very likely to renew, while almost 67% of those who have said they will do so have done so. American Family’s numbers are 68% after a claim and 65 percent before.
Travelers auto insurance costs an average of $1,355 per year. In our analysis of the cheapest car insurance providers, that ranks fourth and is approximately 12% lower than the national average rate of $1,547.
In a number of the categories we examined, including premiums for male and female teen drivers, young adult drivers, adult drivers, and senior drivers, travelers’ sample rates are lower than the national average. The business was No. No. 5 on our list of the cheapest auto insurance policies after a speeding ticket, and 4 in the insurance premiums following an accident.
For DUI drivers, Travelers has the fifth-lowest rate. The national average in this category is $532 higher than its average annual premium of $2,143.
In our analysis, USAA’s overall national premium was the lowest at $1,022, nearly 34% lower than the average. In most of the categories we looked at, USAA has the lowest average rates. However, the insurer only offers policies to U.S. military personnel.
Teen drivers typically have the highest annual rates of any demographic, but Travelers policyholders pay rates that are several hundred dollars lower than the national average for policies that cover teens. According to our research, the company has the fifth-lowest rates of both male and female teenage drivers.
Teenage insurance premiums for USAA members are the lowest, with an average of $3,129 for girls and $3,364 for boys. Geico has the second-lowest premium for male teens, at $3,742, while State Farm has the second-lowest rate for female teens, at $3,280.
According to our analysis, Farmers customers, on the other hand, pay the highest rates in this category, with an average annual premium for girls of $8,178 and for boys of $8,911.
Male and female drivers in this demographic pay at least $300 less than the national average for traveler rates.
The best rates in this classification are accessible just to USAA individuals. The other standout in this category, Geico, might be worth considering for those who are not eligible for USAA membership. Female young adult drivers pay 23% less than the national average, while male drivers in this age group pay 27% less.
For married 35-year-old drivers, Travelers’ annual rates are cheaper than the national average. No. 1 is USAA. 1 in this group, with an average annual rate of $940 for married 35-year-old women and $943 for married 35-year-old men.
Geico, which had the second-lowest average rates for adult drivers, might be an option for those who are not eligible for USAA membership. Its adult driver’s insurance rates are 18% and 16% lower than the national average for female and male drivers, respectively.
Car insurance rates for seniors typically rank among the lowest overall. In our list of cheap car insurance companies, Travelers’ senior rates rank fourth among insurers. For senior male and female drivers, the company’s rates are lower than the national average.
No. 1 is USAA. 1 in this group, with women’s and men’s rates of $872 and $876, respectively, $460 and $500 lower than the national average. State Farm offers the second-lowest rate for seniors, $1,134 per year for men and women, for drivers in this age group who are not eligible for USAA membership.